OppenheimerFunds' IRA Choices: Traditional IRA, ROTH IRA and Education IRA. This 12-page, 8 1/2" x 11" brochure will help you to understand The Taxpayer Relief Act of 1997 and how setting up qualified retirement accounts can pay off for you in the future. In it you'll learn about everything from the qualifications for the various types of IRAs to how to open Education IRAs. If your long-term financial goal is accumulate a big fat nestegg, this information here can help.

To order this piece, call OppenheimerFunds at 1-800-525-7048 and request it by title.

Retirement Worksheet from Safeco. This 25 1/2" x 11" mini letter folded into thirds is suited for the investor who is just about to retire or has retired as it helps retirees protect their money from inflation and collect regular incomes. According to the worksheet, "Generally a new retiree should have about half of his or her portfolio in dividend-paying stocks, a 35% in bonds and the remaining 14% in cash equivalents, such as money market funds." It goes on to describe sample portfolios at ages 70, 80 and 90 and offers a worksheet, which helps readers determine their retirement allocations.

To order this piece, please call Safeco at 1-800-624-5711 and request it by title.

Pre-retirement Worksheet by Safeco. This 12-page, 8 1/2" by 11" report is the complete guide for retirement planning. It offers a systematic way of setting an individual retirement goal and developing an investment strategy to achieve the goal. The report offers a helpful line-by-line accounting worksheet to estimate retirement expenses. Readers get hints about how to determine social security benefits and pensions. The report also helps one determine assets and provides sample filled out worksheets, as well as forms for readers to fill in. And, it breaks down sample investment strategies according to number of years to retirement. Investors of any age will benefit from this organized approach to retirement planning.

To order this piece, please call Safeco at 1-800-624-5711 and request it by title.

Take Your Retirement Money with You from Safeco. This 12-page, 5 1/2" by 8 1/2" booklet explains what investors need to know about withdrawing their savings from their retirement accounts. The typical situation is when an employee changes jobs and moves his or her retirement account from one employer to another. The booklet helps investors by making such suggestions as: To avoid tax penalties, "Request a lump sum distribution and receive a check (minus tax withholding) for the balance of your account. Within 60 days, deposit the check--plus the amount withheld--into another retirement plan (either an IRA or your new employer's plan)."

To order this piece, please call Safeco at 1-800-624-5711 and request it by title.

Safeco Mutual Funds IRA Accounts from Safeco. This 5 1/2" x 11", 16-page booklet promotes retirement saving with IRA accounts. Two of the five reasons the booklet gives for choosing IRAs include "Pay less taxes now" and " Enjoy sheltered growth." Readers learn about the different types of IRAs, including traditional and Roth IRAs and how they can get started with their IRA retirement accounts. One of the more helpful sections of the booklet is an easy-to-compare snapshot of traditional versus Roth IRAs.

To order this piece, please call Safeco at 1-800-624-5711 and request it by title.

The Strong IRA, from Strong funds. This 8 1/4" x 5 1/4", 12-page pamphlet looks how money can grow tax-deferred through qualified retirement accounts. And compares the features of a traditional IRA with those of the Roth IRA. Remember, if your income is above $95,000 if you're a single filer, or $150,000 for those filing jointly, the contribution limits on the Roth IRA is less than that on traditions IRAs.

To obtain this piece free, call Strong Funds at 1-800-368-6860 and request it by title.

A Smart Idea for Your 401 (k) Rollover, from Strong funds. This 8 1/4" x 5 1/4", 12-page pamphlet addressing one of the biggest financial questions you'll ever face when changing jobs---to spend your 401(k) rollover or reinvest it. From a financial pro's point of view, the smartest answer is of course, to reinvest the money. "If you spend the savings from your tax-deferred retirement plan, you could lose nearly half of your nest egg to taxes and penalties." Ouch.

To obtain this piece free, call Strong Funds at 1-800-368-6860 and request it by title.

TIAA-CREF Mutual Funds Individual Retirement Accounts Disclosure Statement from TIAA-CREF. This 40-page, 5 1/2" x 8 1/2" booklet provides more technical, less glossy explanations of and information about traditional IRAs and Roth IRAs. The question and answer format addresses common issues, such as "How can I make contributions to a traditional IRA?" It also answers not-so-common questions, including "What happens if I don't correct the excess contribution by the tax return due date?" The booklet features information about qualified IRA withdrawals versus those that are not qualified and summarizes the tax rules for IRA withdrawals.

To order this piece, please call TIAA-CREF at 1-800-223-1200 and request it by title.

A Retirement Readiness Guide, Goals/Reality; Turning Goals into Reality, from T. Rowe Price. This 60-page, 8 1/2" x 11" piece was written as a tool to help investors estimate what their retirement expenses will be and to see whether their sources of income are likely to meet them. Subjects covered include preparing for retirement, reviewing your plans and looking at sources of your retirement income. This booklet is full of valuable advice and is a great primer for those a few years away from retirement.

To order this free piece, call T. Rowe Price at 1-800-332-6407, and request it by title.

Retirement Planning Guide To order this free piece, call T. Rowe Price at 1-800-332-6407, and request it by title.